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Why use David Fitzell and

Carrollton Mortgage Services? 

   

OUR MOTTO: "We're about people. We're about you."

It's more than a motto; it's my commitment, and my history. Through years of service to our community, I have come to appreciate how much people's lives are impacted in important ways by what I do here at Carollton Mortgage Services. And, in our fast-paced, increasingly depersonalized society, people (like YOU and your friends) want and deserve competent, personal attention focused on the details of their specific situation. And, you'll be happy to discover, that's exactly what I deliver! So, email or phone us today and find out for yourself.

 

OUR PHILOSOPHY: "Customers-for-Life"

My Team's shared commitment to the "Customer-for-Life" principle is one of the things which sets myself and Carrollton Mortgage Services apart. We're in it for the long haul, and treat our clients with that in mind. That's probably why referrals from previous clients and local real estate professionals consistently deliver the majority of our monthly business. You and your family can discover the peace of mind and confidence that comes from working with a mortgage professional who values your long-term interests almost as much as you do. Given our "Customers-for-Life" commitment and track record, you won't be surprised to learn that Carrollton Mortgage Services, Inc. is a subsidiary of locally owned and operated Carrollton Bank, which has over 100 years in the banking and lending industry. Discover the Carrollton difference for yourself.
 

OUR TEAM: It's A Team Thing! (With In-House Approvals)

Originating new residential mortgages is a complex process. And time is (almost) always "of the essence!" That's why we've put together a team of professionals who are dedicated to the timely delivery of consistently superior service. At Carrollton Mortgage Services we are a one-stop-shop for getting your loan approved and funded, from start to finish. Many lenders have to send their loans out to other companies and locations for processing, underwriting and closing. This can make for a very long approval process. At Carrollton Mortgage, your loan never leaves our office. Our excellent staff of in-house processors, underwriters and closers will get your loan approved and funded in record time and efficiency. And, in the words of one client, we "take the pain out of the process." So e-mail or call Dave today to discover whether there might be a "pain-free mortgage" in your future, too!
 

IT'S ABOUT (total) VALUE,

NOT (just) RATES: Getting the Job Done!

What would you say to the loan officer who got you a low interest rate...ON THE WRONG LOAN!? Or, the one who quoted you a low rate, but it actually had a very high annual percentage rate (APR)? In our era of mass communication and electronic marketing, much of the public has been trained to "shop rate" because, marketers have found, that's the easiest way to get someone to respond. But, there's much more to a sound mortgage decision than rate alone. Many aspects must be carefully considered, AND combined in a way which optimizes value to YOU--taking into account the many, important variables associated with your situation: your short- and long-term financial goals, fixed or variable rate, term of loan, interest only or fully amortized, balloon payment or not, the impact of varying the points and rate, etc. That's why you need a true mortgage professional--one committed to delivering THE HIGHEST NET VALUE TO YOU! That's why you owe it to yourself to contact Dave and discover the difference.
 

ADDING VALUE: Through technology and industry expertise.

We use the most advanced technology available to close loans quickly and efficiently. By combining the use of the Internet with advanced processing software and automated underwriting systems we have taken the mystery out of approving and closing a home loan. Our expertise, high-volume capacity and experience benefits you on every transaction. And our wide range of mortgage programs enables us to serve almost every client and situation.

So whether you are buying your first home, looking for a new home or need to refinance, I have the program that meets your needs.  I have been in the mortgage business since 1999 and have gained extensive knowledge of all aspects of the lending industry.  The proof is in my numbers - I have personally closed over $200 million in loans.  When service, creativity, experience and options matter, call me for a free and easy pre-qualification!  See what sets me apart from the competition!